Lori M. Cullman, Partner

Email: lcullman@rlattorneys.com
Phone: (949) 280-2724

Lori M. Cullman received her undergraduate degree from California State University Long Beach, and earned her J.D. at Loyola Law School, Los Angeles. While in Law School she clerked for Judge Winston and several Commissioners of the Long Beach Court. This involved researching and providing draft decisions in law and motion matters and bench trials taken under submission. She also clerked for a prominent attorney who specialized in catastrophic personal injury plaintiff cases. After graduating from law school, she joined an insurance defense firm specializing in the defense of a variety of matters including employment law, D & O Coverage issues, construction defect, personal injuries because of defective conditions on property, transportation defense, product liability matters and food borne illnesses. While working for the insurance defense firm central California she was asked to provide lectures on assorted topics to the local claims departments and assist in claims management with their Legal Services Program.

She formed the house counsel program for a small but active insurance company (Cullman & Associates) after leaving the insurance defense firm she had started with and eventually formed two southern California offices for the insurance company. Lori was responsible for trying the complex litigation cases, management of both offices of the law firm and reporting quarterly to the board of directors for the insurance company on the financial aspect of the firm and status of litigation matters of trial counsel. In addition, Lori was responsible for quarterly reporting and meetings with the underwriting department regarding risk management issues.

Lori has practiced in northern, southern and central California. She has specialized in insurance defense with an emphasis on commercial catastrophic loss cases. She has also had an extensive background in management and has created departments within law firms and law firms within insurance companies. She has had hundreds of bench trials, including bench trials where the issues were subrogation, contribution in insurance coverage matters, and coverage issues involving the interpretation of insurance policy endorsements. Lori has taken 11 trials to jury verdict, participated in countless mediations and UIM and UM Binding Arbitrations.

Lori went on to join the house counsel operation of a major insurance company in northern California where she handled a full case load of complex litigation files from both the Automobile and Fire Companies. She also assisted in the administration of the office and provided regular educational seminars for the Claims Department.

In addition to practicing law, Lori has taught Lawyering Skills at a local law school, volunteered in many charities and volunteered her time to help small day care centers in Orange County obtain licenses under the Private Attorney General Statute. She is a member of the State Bar of California, the Orange County Bar Association and the Defense Research Institute. She is licensed to practice before all of the Courts in the State of California, the U.S. District Court, Central District of California and the United States Court of Appeals, Ninth District.

  • JD: Loyola Law School Los Angeles (1983)
  • BA: CA State University Long Beach (1980)

Professional Affiliations:
  • State of CA:1983
  • US District Court
  • Central District of CA: 1984
  • US Court of Appeal, 9th District: 1984
  • Prof., California Pacific College of Law, 1997-98
  • California Poverty Law Center, 1990-92
  • Law Clerk - Long Beach Municipal Courts: 1982-83
  • Paralegal - Legal Dept. Atlantic Richfield Corp. 1978-80

Areas of Practice:

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